Payment Plans

Orthodontic Financing & Payment Plans in Delaware

At Stellar Orthodontics, we believe that every person in Delaware deserves a beautiful, healthy smile — regardless of their financial situation. That’s why we’ve made it a priority to offer a variety of flexible financing and payment options to make orthodontic treatment as accessible and affordable as possible for Delaware families.

Dental Insurance

Stellar Orthodontics participates in many of the most popular dental insurance plans throughout Delaware. If your plan includes orthodontic benefits, your insurance may cover a significant portion of your treatment cost. Our experienced team will verify your insurance benefits, explain exactly what’s covered, and help you maximize your plan’s orthodontic coverage. We currently accept the following types of insurance:

• Most PPO dental insurance plans
• Medicaid (where applicable)
• CHIP (Children’s Health Insurance Program)
• Employer-sponsored dental plans

Not sure if your insurance is accepted? Call us at (844) 7-BRACES and our team will be happy to verify your benefits at no charge.

In-House Payment Plans

Stellar Orthodontics offers in-house payment plans to help spread the cost of treatment over time with little or no interest. After your down payment, your remaining balance is divided into convenient monthly installments that fit your budget. We work with you to create a payment schedule that makes sense for your financial situation.

Third-Party Financing

We also partner with trusted third-party financing providers to offer additional payment flexibility:

• CareCredit: A healthcare credit card that offers special financing options, including interest-free periods for qualifying applicants. CareCredit can be used for any member of your family and is accepted at thousands of healthcare providers nationwide.
• OrthoFi: A flexible financing platform specifically designed for orthodontic treatment that offers a range of monthly payment options tailored to your budget.

Orthodontic Treatment Costs at Stellar Orthodontics

The cost of orthodontic treatment varies based on the type of treatment you choose, the complexity of your case, and your treatment length. At Stellar Orthodontics, we offer competitive pricing for all treatment options:

• Traditional Metal Braces: Most affordable option, great for all ages
• Clear Ceramic Braces: Aesthetic braces at a moderate premium over metal
• Invisalign & Clear Aligners: Premium clear aligner treatment, often comparable in cost to braces

During your free consultation, we’ll provide a complete cost estimate for your recommended treatment and review all available payment options with you. There are no hidden fees — just clear, transparent pricing.

Start Your Stellar Smile with Confidence

Don’t let financial concerns hold you back from the smile you deserve. Our team is committed to finding a payment solution that works for you. Orthodontic treatment is an investment that pays dividends in confidence, oral health, and quality of life for years to come.

Contact Stellar Orthodontics today to discuss your payment options. Call us at (844) 7-BRACES or request your free consultation online. We serve patients throughout Delaware from our offices in North Wilmington, Middletown, West Dover, and Millsboro.